Non-Financial Institutes

Non-Financial Institutions Payment Solutions

Amwal partners with non-bank companies and institutions provide seamless payment solutions, enabling these organizations to manage their payment processes without relying on traditional banking systems. Our innovative services are designed to meet the specific needs of your clients, ensuring efficient and secure payment management at every step. With a focus on security, we ensure that all transactions are processed with the highest level of protection, delivering both convenience and peace of mind.

Cobranded Cards Issuance and Management

Amwal empowers financial companies and institutions to issue co-branded Visa and MasterCard prepaid cards, featuring their company logo. With a focus on the highest standards of safety and security, our solutions provide a seamless and protected payment experience. These services enable your institution to showcase the latest technology in payment solutions, enhancing your brand’s innovation and commitment to cutting-edge financial services.

Payment Gateway Solutions

Amwal supplies non-financial companies, institutions, merchants, and individuals with a powerful electronic payment gateway that enables seamless online payment collection.

Our service allows merchants to effortlessly collect payments by simply generating a payment link and sending it to customers for fast, secure transactions—no complex integrations required. We work with top global payment providers to ensure your transactions are processed efficiently and securely.

With Amwal, businesses can offer flexible payment options to their customers while maintaining the highest security standards. Our platform also supports easy integration with websites and mobile applications, ensuring compatibility with major global e-commerce platforms. Whether you’re a business or an individual, Amwal makes managing and processing payments simpler and more secure than ever.

Mobile App

As industries continue to evolve in the digital age, the demand for mobile applications has grown significantly, with banks and financial institutions at the forefront of this change. Recognizing this trend, Amwal has developed a robust mobile application service that supports all card types—prepaid, debit, and credit—across iOS, Android, and Huawei devices. This service is designed to keep pace with the rapidly changing expectations of today’s banking customers, providing them with the flexibility and convenience they need to manage their financial activities anytime, anywhere.

The app allows users to effortlessly monitor transactions, retrieve their PIN codes, access security codes for secure online shopping, transfer money, check balances, print statements, and even issue virtual cards for added convenience. It also supports online card purchases, providing customers with a seamless and secure digital banking experience.

Information System Reporting Service

Amwal offers a comprehensive suite of KPI reporting and analytics solutions designed to assist banks and financial institutions in achieving their goals and targets while minimizing risks. Our information systems provide real-time insights into key performance metrics, helping institutions make informed decisions and track progress effectively. With these advanced reporting tools, financial organizations can identify potential risks early, optimize operational efficiency, and ensure they meet their strategic objectives with greater precision and control.

Payment Innovation Consulting

With the ongoing transformation of payments across Iraq and globally, Amwal provides E-Payment Consulting Services to non-financial companies, offering expert guidance to enhance payment processes. We help businesses streamline operations, improve security, and adopt the latest payment technologies, ensuring they remain competitive and future-ready.

Partner with Amwal to accelerate your digital journey and stay ahead in the evolving world of e-commerce and digital payments. Let us guide you through every step of your payment transformation.

Value Added Services

Amwal offers a comprehensive range of value-added services for banks and financial institutions, designed to enhance efficiency and customer satisfaction. Our services include card management, processing, and transaction solutions, such as charging fees on dormant cards, exempting annual credit card renewal fees based on usage, and providing Sharia-compliant Islamic credit cards.

We offer various card types, including plastic, wearable contactless, metal, and biometric fingerprint cards, with flexible printing options. Amwal’s systems seamlessly integrate with banking platforms, enabling smooth transactions and easy management of card operations.

Our solutions also support contactless ATM transactions, cardless ATM access, bill payments, smart cash deposits, balance transfers, and digital banking, ensuring secure, efficient processing for both institutions and their customers.

Call Center

Amwal is proud to offer a dedicated team committed to delivering exceptional customer service. Our 24/7 call center ensures continuous support for our clients, available every day of the week. The center is focused on providing outstanding service to our banking and financial institution clients, promptly addressing inquiries, handling complaints, and resolving issues with professionalism and transparency.