Non-Financial Institutes

Amwal is working  with a non-bank companies, to assist these companies in conducting their entire payment processes without a bank. Through our services we offer such companies innovative payment solutions that will serve the needs of company's clients in managing and processing their payments affeciantly keeping in mind the security aspects when processing these transactions.

Amwal offers companies and their customers the possibility of issuing co-branded cards of all kinds, Visa and MasterCard, starting from the classic card category.

Amwal provides multiple prepaid card products for companies that offers them a unique experience:

Amwal Company provides a feature service to its customers, whether for merchants or individual customers, that enables them to collect their customers' billed payments electronically through the electronic payment gateway.

It is an electronic payment gateway that allows the possibility of collecting purchases electronically, which adds some of the following features:

. We work with the best payment gateway service providers around the world to ensure the smoothness and security.
. Meet customer requirements by providing easy and flexible payment tools.
. Security, as the value of payments by the customer will be collected in advance, and they will be deducted directly from the customer's account or electronic payment instrument.

The electronic payment gateway from Amwal payment services provides the ability to collect amounts without the need to link them to websites or smartphone applications, by enabling the merchant to create a link and send it to the cardholder and pay directly with ease.

The portal also provides the merchant with all the linking requirements through the application management interfaces that the developer will use when linking it with the website and smartphone application.

In addition to the prior linking of the electronic payment gateway with major global shopping sites.







Amwal Payment Services Company provides its customers with the ability to view and pay bills issued by non-banking institutions (private sector companies) with ease.

Available tools to pay bills:

. POS devices belonging to Amwal and spread inside Iraq.
. ATMs of banks operating with Amwal.
. Money app for prepaid cards.
. E-payment wallet through mobile phone.
. Linking through API's card management interfaces with banks and agents of Amwal company.


 

Amwal provides a comprehensive set of reports that meet most of the requirements of special standard reporting.



 

Amwal Company provides a mobile application service for banks and finanincial institutions for all types of cards (Prepaid, debit, and credit cards) that is compatible with various operating systems for iPhone (iOS), Android phones (Android), and Huawei phones to meet the needs and keep pace with the ever-changing and increasing banks' customers requirements.

Mobile applications' features:

. Transactions monitoring made on the card during a certain period.
. Obtain PIN code through the app.
. Obtain the 3-digit CVV security code which allows bank customers to use the card through online shopping sites.
. Money transfer.
. Balance inquiry.
. Print Statements.
. Virtual cards' issuing.
. Online cards' purchasing.

Many other features that allow bank cardholders of the application to benefit from other value-added services as per the bank's needs.



 

Amwal Company  provides  a distinguished team prepared for the best customer service mechanisms, as it provides a  call center for customer service over the phone, which is available around the clock, seven days a week.

This center also works to provide distinguished service and care to the company's customers from the banking and financial institutions sector, by responding to their various inquiries, receiving their various complaints, and dealing with them professionally and transparently.