Merchants

Amwal Company for Electronic Payment Services cooperates with a wide range of merchants spread throughout Iraq to provide a range of payment services to individual customers, as these services vary from the possibility of individuals to pay within merchant’s stores or the possibility of electronic payment through Amwal payment gateway.
 

Amwal also provides a range of added services that allow all customers to have a distinctive and unique experience.



 

Through our extensive network covering all governorates of Iraq, we provide our customers from merchants, institutions, gas stations and others with POS machines equipped with the latest technological features to acquire various local and international payment cards.

In addition to one of the latest payment technologies such as NFC/Near Field Communication or what is also known as contactless payment technology, which simulates technological development in the future of payment methods such as payment through smart mobile phones, which is known as Tokenization and wearable cards.

And the advantages of POS terminals are:

• Acceptance of all types of cards carrying the logo of international payment companies
• Direct completion of the settlement process
• Accept contactless payments and pay through NFC technology
• Compliance with PCI information protection and security instructions
• Continuous support around the clock, seven days a week

Additionally:

• Support e-vouchers display feature
• The possibility of redeeming loyalty program points with cards operated through Amwal.
• Instant Discount.
• Benefit from the Online Installment program for cards operated by Amwal
• DCC dynamic currency conversion
• QR code feature and connectivity with the customer app
• Cash in possibility through POS machines.

Amwal also provides a merchant platform tool, which will enable merchants to log in, view all the details of the transactions for the POS device / or devices granted to him, monitor the volume of usage, extract usage reports and match settlements,
in addition to a detailed interface for performance monitoring.

Amwal provides a distinguished service to its customers, whether for merchants or individual customers, enabling them to collect their customers' billed payments electronically through the electronic payment gateway.  
 

Amwal's electronic payment gateway enables the following features:
 

• Providing distinguished services that keep pace with technological development in payment operations.
• Security, where the value of payments is collected from customers in advance, and is deducted directly from the cardholder or electronic payment instrument.
• Meet customer requirements by providing easy and flexible payment tools

In addition to the above, Amwal's payment gateway provides the ability to collect amounts without the need to link them with websites or smart phone applications, by enabling the merchant to create a link and send it to the cardholder and pay directly with ease.
 

The portal also provides the merchant with all the requirements of linking through application management interfaces that the developer will use when linking them with the website and smartphone application.
 

In addition to the above, payment gateway allows pre-linking the electronic payment gateway with major global shopping sites such as Shopify and others.